Now that you’re having a baby, it’s the perfect time for a ‘financial healthcheck’.
Keep a money diary to see exactly what you’re spending and where you can make savings. Cutting out one take-away coffee per day could save £50 a month
When bills hit the mat, always check you’re on the best deal. You can cut costs on mobiles, credit cards, insurance and utilities by shopping around and using internet comparison sites
Claim child benefit using the form in your Bounty Pack or download a form online at HMRC Child Benefit
Get your Child Tax Credit claim pack from the tax credits helpline on 0845 300 3900
You can contact the Child Trust Fund helpline on 0845 302 1470